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Jan 21 2026

Managing Credit Risk in Financial Institutions (Jan 21-22) Virtual

  • 9:00am

 

Rationale

Lending other people’s money which have been deposited with a Bank is the biggest business of basic banking. Almost every other activity of a bank revolves around lending. Someone said once that banking is not rocket science. Depending on where one stands, it may be true or false. Lending is not so simple. It is process driven and subject to many risk types. This course examines the end-to-end credit process with particular emphasis on credit delivery and the regulatory framework.

Programme Objectives

  • Appreciate the key components of the credit risk management process.
  • Understand the regulatory framework for credit risk management.
  • Understand the internal lending framework i. e. credit culture, credit policy, credit process and Underwriting Standards.
  • Appreciate the credit cycle – client prospecting, credit analysis, loan approval and disbursement, credit monitoring, repayment, etc.
  • Understand the different tools and techniques for assessing credit request.
  • Appreciate the tenets of the Lenders and Borrowers Act.

Course Outline

The essence of risk management.
Developments in the Banking Industry and the sector clean-up
Types of risks in relations to banking business
The regulatory framework for credit management
Governance and operational risk models
Credit appraisal methods
Credit monitoring tools
Credit classification
Case study

Target Group

  • Credit Analysts/Relationship Officers/Managers
  • Credit Administrators, Audit
  • Compliance & Assurance Officers
  • Legal Officers

To register, contact the programmes secretariat now !

+233 (0) 302 760006