7Days08Hrs38Mins54Secs
Oct 23 2024

Loan Workout & Debt Restructuring(Oct. 23-25) In-person

  • 9:00am
  • National Banking College

Background

There are several factors which make a loan non-performing. Whilst some of these may be external in nature, others may be internal. If a loan starts exhibiting signs of stress, it requires exemplary skills to bring a delinquent loan back on track.

This course equips you with the needed negotiation and technical skills to handle difficult accounts such that the solution proffered is a win-win for bank and the borrower.

Programme Objectives

  • Identify typical warning signs exhibited by a corporate borrower
  • Effectively engage with the client in identifying festering problems and the causal effect on account performance
  • Proffer solutions on the way forward and be able to get the cooperation of the borrower.
  • Enhance the lender’s negotiation skills to get the best out of the restructuring for the Bank without necessarily compromising the relationship.
  • Be guided by ethics of credit and ensure the bank’s interest and the borrower’s is protected at all times.

Course Outline

Defining problem loans
Why the need to identify problem loans early.
Causes of problem loans
Identifying danger signs of problem loans
Dealing with problem loans
Handling the emotional side of problem loans
Loan workout and debt restructuring
Case studies.

Target Group

  • Relationship Managers /Senior Relationship Managers
  • Credit Analysts /Senior Credit Analysts
  • Credit Administrators
  • Branch Managers involved in credit
  • Audit, Inspection & Assurance Managers
  • Loan Recovery Managers

CostGHC0.00

To register, contact the programmes secretariat now !

+233 (0) 302 760006