12Days22Hrs55Mins58Secs
Apr 15 2025

Facility Structuring(Apr. 15-17) In-person

  • 9:00am
  • National Banking College

Background

Facility structuring is about incorporating features, protections and control mechanisms in the facilities being granted that will mitigate the key risks identified.

Programme Objectives

  • On the basis of credit analysis, draw conclusions about the key risks facing a customer’s business.
  • Identify the most appropriate facility structure, in terms facility type, pricing, disbursement timing, and facility support.
  • Create appropriate loan monitoring mechanism through the deployment of effective facility conditions, covenants and risk trigger.

Course Outline

The Key Considerations in loan structuring.
Establishing credit bases, competency gaps and critical success factors.
Drawing Conclusions about Key Risks.
Identifying the Sources of Repayment – The key principles.
Establishing Funding Capacity.
Product Packaging & Cross-selling.
Pricing – Principles, Strategies and Practice.
Credit and Other Documentation.
Setting Covenants and Risk Monitoring Triggers.
Designing a Loan Management Strategy.
Advising the Banking Arrangement.

Target Group

  • Senior Credit Analysts/Credit Analysts
  • Senior Relationship Managers/ Relationship Managers
  • Credit Approvers
  • Senior Credit Administrators
  • Business Heads involved in Lending Activities

To register, contact the programmes secretariat now !

+233 (0) 302 760006